So I was pretty stupid and hired coach for 10,000 wage on day 1 or 2, then I realized i can't pay him so i had to fire him for 45k, and I was in -25k, but now I'm @ -19k and getting better by the day, and I'm also on top of my league, so just a heads up for those who get in to debt. You can get out of it if you play it right.